Finance Assignment Help
Finance is a major branch of economics concerned with resource allocation, resource management, acquisition and investment. To put it simply, finance is a science that deals with markets and money.
As oxygen is to human life, finance is to business world. It is an indispensable tool that is used by individuals, public entities, private organizations, business and other types of institutions like schools etc. Finance is one of the most important aspects of business management and includes decisions related to the use and acquisition of funds for the enterprise.
The four major areas of finances are as follows:–
- Corporate or Managerial Finance – It involves provision of funds for a corporation’s activities. It includes the task of examining company policy and managerial decisions. It deals with monetary decisions that business enterprises make and the tools and analysis used to make these decisions. Maximizing shareholder’s value is one of its primary goals.
- Public Finance – It describes finance as related to sovereign states and sub-national entities (states/provinces, counties, municipalities, etc.) and related public entities (e.g. school districts) or agencies.it is basically the revenue and expenditure of public authorities.
- Personal Finance – It involves the application of the principles of finance to the monetary decisions of an individual or family unit. It addresses the ways in which individuals or families obtain, budget, save, and spend monetary resources over time, taking into account various financial risks and future life events. Personal financial decisions may involve paying for education, financing durable goods such as real estate and cars, buying insurance, e.g. health and property insurance, investing and saving for retirement.
- Behavioral Finance – It is a relatively new field in finance that combines behavioral and cognitive psychological theory with conventional economics and finance. It seeks to explain the reason behind making irrational and biased decisions. It basically studies how the psychology of investors or managers affects financial decisions and markets.
Study of finance opens up a wide variety of avenues. There are plenty of careers to choose from in this field. It offers excellent job opportunities but at the same time there is a tough competition in the financial arena. Whether you are a high school, college or university student, an amateur or a professional in the field of finance, we have the answers to all your queries.
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