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Finance is the science of fund management. Finance basically deals with how to spend and save money. The main areas into which finance can be subdivided are business finance, personal finance and public. It deals with how time, money and risk are all related. Finance is undoubtedly one of the most important areas of business management and deals with giving out loans and acquisition of funds in the market. Finance deals with the day to day life and it management of an individual (personal finance) and organisation (corporate finance). Finance is also used by many other organizations, including schools and non-profit organizations.
Finance needs an individual to completely focus on the subject because all its related matters are quite crucial and important and any mistake can be fatal from the point of view of budgeting. Finance related matters should be taken care of completely because any wrong step can change the entire situation. A correct knowledge of the subject is therefore necessary for the correct implementation of its fundamentals.
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