Ibps mains memory based paper held

HELD ON 2021 MEMORY BASED PAPER

(A) choice of capital infusion stocking and trading
(B) creation of a vibrant market for corporate bonds
(C) opting for public issues to shore market
(D) optional funding
(E) availability of the capital

Q2. In each question a sentence is given followed by a blank. You are provided with five options. You have to identify which statement/statements can fill in the blank and carry forward the given sentence in the most logical way so as to make the sentence coherent and contextually correct.

(A) loan payoff strategy
(B) partnership strategic investment
(C) control over the infrastructural database
(D) Growth-investing strategy
(E) clientele besides a growing depositor base
Q4. In each question a sentence is given followed by a blank. You are provided with five options. You have to identify which statement/statements can fill in the blank and carry forward the given sentence in the most logical way so as to make the sentence coherent and contextually correct. Raising equity from the public will, besides giving the government fiscal room, help lower State ownership below 51%, giving PSBs leeway to step outside the shadow of vigilance supervision and_____________
(A) write-offs for banks are inevitable
(B) bankruptcy code is put to use for the resolution of bad loans
(C) to fix their own remuneration plans
(D) RBI has warned that the modest NPA
(E) veils the strong undercurrent of slippage

Q5. The following questions given below carry a situation or a theme based on which you have to identify the option that carries the word that describes the given situation in the best possible manner and mark the same as your answer.

Which word describes the students of this batch?

(A) Audacious
(B) Insolent
(C) Industrious
(D) Ingenuous
(E) Naïve

The case to make reverse charge universal for all input purchases by firms - so that buyers pay tax on their purchases directly into the government while recognizing the vendor on whose behalf the tax is being paid - is compelling.

(A) pay tax on their purchases directly the government
(B) pay taxation on their purchases directly to the government
(C) pay tax on their purchases directly to the government
(D) pay tax on their purchases directly belonging the government
(E) None of these

(A) baffle: uncertain
(B) abandon: divulge
(C) celebrate: discriminate
(D) appease: acclaim
(E) None of these

Q11. In the following questions, three words are highlighted in a sentence. Choose the most appropriate pair of SYNONYMS/ANTONYMS of the highlighted words. If none of the alternatives is correct, choose option E as your answer.

Find a suitable word from the options given below that could replace the bold word so as to make the paragraph meaningful. If no replacement is required, choose (E), as your answer.

Journalism's obituary has been written quite a few times. For instance, in the modern world, the __________(snowballing) (A) revenues of traditional journalistic platforms, the print media, for instance, intimidatory intervention, legal or otherwise, against digital news networks to stifle free speech and, equally important, the _________(receptiveness)(B) of the media fraternity before the powers that be - be it the government or big business are being cited as the principal causes that would lead to journalism's demise. Yet the __________(ensconce) (C) has turned out to be a rather stubborn species, proving the pundits wrong repeatedly. The conferring of this year's Nobel Peace Prize on two courageous, proficient scribes, Maria Ressa of the Philippines and Russia's Dmitry Muratov, shows that journalism can, indeed, be ________(reverend)(D) in spite of such formidable threats as State repression as well as the public vulnerability to enchantment with false narratives. The path to renewal for individual journalists and news organizations, as Ms Ressa and Mr Muratov have shown, lies in the ability to refresh journalism's commitment to the original charter of the fourth estate: to report the truth without fear or favour and uphold the primacy of free speech. This is, of course, not a road for the faint-hearted. Real journalistic work is considered to be a dangerous profession: in 2020, a report compiled by the director-general of

Q12. Which of the following options will come in blank A?

(A) Mortifying
(B) Aggrandizing
(C) Plummeting
(D) Demeaning
(E) No replacement required

Q15. Which of the following options will come in blank D?

(A) Reorchestrated
(B) Revalorized
(C) Reconsecrated
(D) Resurrected
(E) No replacement required

(B) Dysbiosis (increase in unhealthy bacteria in the gut) affects infant and toddler behaviour such as fecling scared or fearful, fecling depressed or disconnected, irritability and anxiety/ nervousness and cognitive development such as learning, speech, concentration and analytical thinking.

(C) We use phrases such as "follow your gut" or "listen to your gut" quite often when we have to make crucial decisions. Have you felt "butterflics in your stomach" or "a numbing feeling in your stomach" when you are anxious? Well, you are likely getting signals from an unexpected source: your second brain - the gut. Gut health can directly influence the expression and management of our mental health including depression, anxiety and stress. (D) The gut microbiome is the community of microbes and their genes that reside within the gastrointestinal tract and are a key driver of neurobiological and behavioural development. Research on the human microbiome clearly links dynamics in the gut with neurobiological development in children.

(C) Psyche was selected in 2017 as part of NASA's Discovery Program, which is a line of low-cost competition missions led by a single principal investigator. The ageney is now forming an independent assessment team to review the path forward for the project and the Discover Program as a whole.

(D) NASA has announced that the Psyche mission, the space agency's first mission designed to study a metal-rich asteroid, will not be attempting a 2022 launch. The late deliver of the spacecraft's flight software and testing

Q20 In the following questions, five statements are given out of which one is wrong. Choose the one that consists of an error and mark that as your answer.

A. The UN, which has prevaricated on Syria, has estimated that more than 80 percent of Syrians live below the poverty line.

A. Another political problem that has eontributed to the melting of Aretic ice sheets are the improved navigability of the northern oceans.

B. The world watches as the United States withdraws from Afghanistan leaving the country in the throes of civil war.

Directions (22-28) : Read the following passage and answer the given questions.

The passage given below is followed by a set of questions.

A simple organic memristor, for example, might have two layers of electrically conducting materials. When a voltage is applied, electric current drives positively charged ions from one layer into the other, changing how easily the second layer will conduct electricity the next time it is exposed to an electric current. "It's a way of letting physics do the computing," says Matthew Marinella, a computer engineer at Arizona State University in Tempe who researches neuromorphic computing. The technique also liberates the computer from strictly binary values. "When you have classical computer memory, it's either a zero or a one. We make a memory that could be any value between zero and one. So you can tune it in an analog fashion," Salleo says. At the moment, most memristors and related devices aren't based on organic materials but use standard silicon chip technology. Some are even used commercially as a way of speeding up artificial intelligence programs. But organic components have the potential to do the job faster while using less energy, Salleo says. For instance, Francesca Santoro, an electrical engineer now at RWTH Aachen University in Germany, is developing a polymer device that takes input from real cells and "learns" from it. In her device, the cells are separated from the artificial neuron by a small space, similar to the synapses that separate real neurons from one another. As the artificial (1) produces electrical (2), a nerve-signaling chemical, the dopamine changes the dopamine (3) state of the cells (4) half of the device. The more dopamine the cells produce, the more the electrical state of the artificial neuron changes, just as you might see with two biological neurons. "Our ultimate goal is really to design electronics which look like neurons and act like neurons," Santoro says.

Q22. "Your brain works with chemicals, with neurotransmitters like dopamine and serotonin. Our materials are able to interact electrochemically with them," says Alberto Salleo, a materials scientist at Stanford University who wrote about the potential for organic neuromorphic devices in the 2021 Annual Review of Materials Research. This statement information is expressed and communicated in the passage by which one of the scientists?

(E) Submitting

(D) Both 1 and 2
(E) Both 2 and 3

Q25. Which of the following is the appropriate title for the passage?

(A) Numerous neurons send signals to a single neuron, and the sum of all these messages affects the electrical state of the receiving neuron.

(B) Different processes occur in the brain. Numerous neurons send messages to a single neuron, and when all of these signals combine, they have an impact on the receiving neuron's electrical state.

(B) Our ultimate goal is really to design electronics which look like neurons and act like neurons.

(A) 1-4 and 2-3
(B) 2-4 and 1-3
(C) Only 1-2 (D) Only 1-3
(E) None of these

Directions (30-35) Read the following passage and answer the given questions.

Q30. What is the theme upon which the above passage has been framed?

(A) Food: a powerful diplomacy tool
(B) A New India that will not let anyone starve in South Asia
(C) The great agricultural abundance

(i) They acted as a defense against communism
(ii) Helped relieve the US of its massive farm surpluses
(iii) Created a dominance of the US over the world nations
(A) Only (ii)
(B) Both (i) and (iii)
(C) Only (i)
(D) All (i), (ii) and (iii)
(E) Both (i) and (ii)

Q32. What is the meaning of the phrase 'grappling with' as used in the passage above? (A) Come to grips with
(B) Confront
(C) Deal with
(D) All (1), (2) and (3)
(E) Only (2) and (3)

(A) Satirical
(B) Critical
(C) Analytical
(D) Periphrastic
(E) Didactic

Q36. Prime Minister Narendra Modi inaugurated greenfieldairport 'Donyi Polo Airport' in which of the following state?

UK.

(A) 54th
(B) 60th
(C) 57th
(D) 56th
(E) 55th

(B) Haldiram
(C) Coca-Cola Company
(D) Starbucks Corporation
(E) Monster Beverage Corporation

Q42. 2022 Sveriges Riksbank Prize in Economic Sciences was awarded to Ben S. Bernanke, Douglas W. Diamond and Philip H. Dybvig. They were awarded for their research on
(A) banks and financial crisis
(B) labour market impacts of minimum wage, immigration and education
(C) improvement to auction theory
(D) experimental approach to alleviating global poverty
(E) integrating climate change and technological innovation into macroeconomic analysis

(C) HDFC Bank
(D) Bandhan Bank
(E) Yes Bank

Q44. Which of the following statements is/are correct?

(A) New Delhi
(B) Dehradun
(C) Navi Mumbai
(D) Kochi
(E) Jaipur
Q46. Which of the following statements is/are correct with respect to the PM-DAKSH scheme?

I. PM-DAKSH scheme aims to provide skill development and livelihood.

(A) Mumbai
(B) Lakshadweep
(C) Andaman and Nicobar Islands
(D) Chennai
(E) Thiruvananthapuram

Q48. The Reserve Bank of India (RBI) has imposed a monetary policy of crore on for noncompliance with certain provisions of the White Label ATM (WLA) directions.

(A) ICICI Prudential Mutual Fund
(B) Parag Parikh Mutual Fund
(C) Tata Mutual Fund
(D) HDFC Mutual Fund
(E) IDFC Mutual Fund

Q50. International Sand Art Festival 2022 was held in which of the following state? (A) Meghalaya
(B) Odisha
(C) Manipur
(D) Telangana
(E) Kerala

Q52. What is the service charge to non chest branches per 100 pieces? (A) 8rs per packet
(B) 10 rs per packet
(C) 15 rs per packet
(D) 12 rs per packet
(E) 6 rs per packet

Q53. Who won the Startup of the year at the ET Startup Awards 2022?

(A) Y. V. Reddy
(B) Suresh Tendulkar

(A) Norway
(B) Switzerland
(C) Iceland
(D) Sweden
(E) Ireland

Q58. In which of the following states, online gambling games were banned? (A) Gujarat (B) Karnataka
(C) Kerala (D) Tamil Nadu
(E) Odisha

(A) Only (a)
(B) Only (b) and (c)
(C) Only (b)
(D) Only (c)
(E) All of the above

Q61. Net profit of Gujarat State Investment declined 0.94 % to Rs. ______ crore in the quarter ended September 2022. (A) 79.32
(B) 89.43
(C) 59.32

(A) NBFCs
(B) UCB
(C) RRB
(D) Co-operative Bank
(E) None of these

Q63. To issue commercial papers, what must be the tangible net worth of a company? (A) 5 crore
(B) 4 crore
(C) 15 crore
(D) 25 crore

(A) 2
(B) 4
(C) 6
(D) 8
(E) 10

Q67. The government plans to set up appellate committees to redress grievances that users may have against the way social media platforms initially addressed their complaints regarding content and other issues. What must be its composition?

(B) 2024
(C) 2030
(D) 2032
(E) 2047

Q69. Why was the Central Bank Digital Currency (CBDC) launched?

Q72. Which of the following statements is/are correct with respect to the Sectoral Deployment of Bank Credit Report- September released by the RBI?

I. Credit to agriculture and allied activities registered an accelerated growth of 13.4% in September 2022 compared with 10.6%.

(A) Article 14
(B) Article 19
(C) Article 21
(D) Both (b) and (c)
(E) All A, B and C

Q74. Which of the following is true about White Label ATM?

(A) Only A
(B) Only B and C
(C) Only C
(D) Only A and C
(E) None of these

Q75. Which of the following is not a the function of CIC?

Note:
1. Pay for each easy question is Rs. 40 while pay for each difficult question is Rs.60.

2. There is deduction in pay for error also.

(D) Rs.6457
(E) Rs.5287

Q79. What would be total increment in his earning in April if he did not make errors in the question? (A) Rs.72
(B) Rs. 84
(C) Rs.90
(D) Rs. 96
(E) Rs. 108

80. Two persons P and Q started a business with their capitals in the ratio of (x2 + 4 − 2x) : (x2 + 4 + 2x) respectively. If ratio of their profit at the end of business becomes (x3 + 8) : (x3 − 8) respectively, then find the ratio of their period of investment.